Bank Statement Converter

The statement is parsed locally in your browser. Frisqoo does not upload the source PDF or keep a server copy.

Because the reading and the file building both happen locally, there is nothing to delete afterwards and no account to trust with your records. Close the tab and the statement is gone from memory. If you are converting a statement for a landlord, an accountant, or a loan application, the numbers only ever exist on the machine in front of you.

• Your statement is processed locally and is not uploaded to Frisqoo.
• No upload and no queue, so the work starts the moment the file opens, and it works offline.
• No watermark, no sign-up, and no row limit.
• Every value is editable, so you always have the final say.

The transactions are recovered from the text your bank already placed in the PDF, using where each word sits on the page to rebuild the table:

• The header row is found from labels like Date, Description, and an amount or balance column.
• Each transaction keeps its date exactly as the bank wrote it, with no reformatting to guess at.
• Separate debit and credit columns become money out and money in; a single signed amount is split by its sign.
• A description that wraps onto a second line is joined back to its transaction.
• Where a running balance is printed, each row is checked against it and mismatches are flagged for you.

Column labels vary from bank to bank, so the tool treats common wordings as the same thing. Paid in, Money in, Deposits, and Credit all map to money in. Paid out, Withdrawals, and Debit map to money out. It also copes with statements that print the balance once per day rather than on every line. And it skips repeated page headers, footers, and opening or closing balance rows, so they do not turn into stray transactions.

Once the table looks right, pick the format that suits where the data is going. Every file is built on your device the moment you click download:

• CSV opens in Excel, Google Sheets, Numbers, or any spreadsheet, and is the safest choice for a quick import.
• Excel (XLSX) is a genuine workbook with typed columns, ready to sort, filter, and total without a conversion step.
• JSON gives you structured records for a script, an app, or your own tooling.
• OFX and QIF are the formats accounting and personal-finance apps expect, so the transactions drop straight into your books.

You can also choose how the money columns are labelled before you export. The same transactions can come out as Money in and Money out, Credit and Debit, Deposits and Withdrawals, or a single signed Amount, whichever your spreadsheet or accountant is set up to read.

Reading numbers off a PDF is only useful if you can trust them. Where your statement prints a running balance, the tool adds each row's money in and takes away its money out. It then compares that with the balance the bank printed on the next line. When they agree, the row is marked as reconciled. When they do not, the row is flagged so you can look at it before you export.

The header of the results panel shows the count for you, for example telling you that fifteen of fifteen rows check out. A flag usually means one figure was read slightly wrong, or a fee or interest line was laid out differently from the rest. Every cell is editable, so you can fix it in place and watch the check turn green. Statements that print the balance only once a day are checked for the whole day rather than line by line. That way they do not raise false alarms. When there is no printed balance to check against, the transactions still come through in full. You can total them yourself in the spreadsheet once they are exported.

Bank layouts differ, so the reader is built to handle the common shapes rather than one bank's template:

• Statements with two money columns, one for debits and one for credits.
• Statements with a single amount column where a minus sign or brackets mark money leaving the account.
• Multi-page statements, where the transaction table continues across several pages.
• Statements grouped into sections such as deposits and withdrawals, or dated day by day.
• Long descriptions and reference numbers that would otherwise spill into the wrong column.

If a statement is unusual enough that the table does not come out cleanly, the editable grid is your safety net. Add a missing row, delete a stray one, or fix a cell, and the balance check keeps up as you go.

Turning a statement into a spreadsheet opens up the work that a PDF makes tedious. A few common jobs it saves time on:

• Bookkeeping and tax, where transactions need to be sorted into categories and totalled.
• Expense claims and reimbursements, where you only need a few rows pulled out and added up.
• Loan, mortgage, and rental applications that ask for figures in a spreadsheet rather than a PDF.
• Budgeting, where months of statements are easier to compare side by side once they are rows.
• Feeding transactions into accounting software through OFX or QIF instead of typing them in.

Whatever the reason, the point is the same: the figures your bank locked inside a PDF become numbers you can sort, filter, and total in seconds.

Banks often email statements as password-protected PDFs, with a password built from something like your date of birth, account number, or postcode. Add one here and the tool notices it is locked and shows an unlock box in the editor. Type the open password, and the PDF is unlocked in your browser so the transactions can be read. The password is used locally and is not sent to Frisqoo. If you would rather not unlock it here, skip the file and remove the password another way first.

If your statement is a scan or a photo rather than a downloaded PDF, there is no text layer to read, so the tool will tell you and hand the file to OCR PDF. Run that first to add a text layer, then bring the result back here to convert it.

Yes. The converter can run in a current desktop or mobile browser, with nothing to install. A phone has less working memory and a smaller review area than a computer, so large or complex statements are easier to check on a larger device.